💼Your real day rate.

The beginner freelance trap: dividing a salary by 20 days. There is still tax, holidays, gaps between projects and running costs. Let us do the maths the right way round.

What you want to keep

Typical setup:

Target take-home, per month

€

What must be left to live on, after tax and contributions. Tax and contributions

32 %

Social contributions, income tax, non-recoverable VAT. Often around 30-35 % for a French micro-entreprise. Business costs, per month

€

Hardware, software, insurance, accountant, coworking, training. Weeks off per year

Holidays, public holidays, sick kids. Nobody works 52 weeks. Utilisation rate

70 %

Share of working days actually invoiced. With sales, quotes and admin, 70 % is already good.

A ballpark, not an accounting calculation: real rates depend on your legal status, tax regime and VAT. Check it with your accountant.

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